Regulatory Intelligence

Built around the rules that govern payments.

TUGMA maps authoritative regulatory requirements to operational controls and continuously tests whether those controls are being followed.

BSP

Manual of Regulations for Payment Systems

Bangko Sentral ng Pilipinas

● ACTIVE

Version: December 2025
Effective: 2025-12-01
Last Reviewed: 14 days ago
Mapped Controls: 4

Payment Systems · IT Risk · Governance · End-User Protection

Official source

AMLC

AML/CTF Regulatory Issuances

Anti-Money Laundering Council

● ACTIVE

Version: 2025
Effective: 2025-01-15
Last Reviewed: 21 days ago
Mapped Controls: 1

AML/CTF · Covered Persons · CTR/STR · Targeted Financial Sanctions

Official source

Three distinct layers, never conflated

TUGMA keeps a clear separation so that a TUGMA-created operational test is never presented as though it is literally written in a government regulation.

Layer

Official Regulatory Requirement

The authoritative text as published by the regulator. TUGMA does not alter or reinterpret official source text.

Layer

TUGMA Interpretation

How TUGMA reads a requirement for the purpose of building a testable control. This is TUGMA's interpretation, not the regulation itself.

Layer

TUGMA Operational Control

The deterministic control and test TUGMA runs against your operational data. A TUGMA control is never presented as literal regulatory text.

TUGMA provides regulatory intelligence and control-mapping software. It does not provide legal advice, certify compliance, or represent that an organization is approved or certified by any government authority. Regulatory requirements should always be reviewed against the applicable official publication.